Nationwide Coverage

Protecting High-Income Families with Smart, Personalized Insurance Solutions

Secure your family's financial future with expertly designed life insurance and annuity strategies tailored for wealth preservation and growth.

50+
States Served
$25M+
Coverage Placed
100%
Client Focused
24hr
Response Time
Why Choose Us

A Different Approach to Insurance

We combine personalized service with deep expertise to protect what matters most to high-income families.

Personalized Protection

Every strategy is custom-built around your unique financial situation, goals, and family dynamics. No cookie-cutter solutions.

Wealth-Building Focus

Our products don't just protect—they grow. Access tax-advantaged growth strategies designed for high-income earners.

White-Glove Service

Direct access to your dedicated advisor. No call centers, no runaround—just responsive, knowledgeable support.

Nationwide Expertise

Licensed across the country with deep knowledge of state-specific regulations and optimal product placement strategies.

Our Services

Comprehensive Coverage Solutions

Strategic insurance products designed to protect wealth, minimize taxes, and secure your family's legacy.

Indexed Universal Life (IUL)

Flexible permanent coverage with cash value growth linked to market indices, offering upside potential with downside protection.

  • Tax-free retirement income potential
  • Market-linked growth with floor protection
  • Flexible premium payments
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Fixed Indexed Annuities

Secure your retirement income with principal protection and growth potential tied to market performance.

  • Guaranteed lifetime income options
  • Principal protection from market losses
  • Tax-deferred growth
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Term Life Insurance

Affordable, straightforward coverage for specific periods—ideal for mortgage protection, income replacement, and key obligations.

  • Competitive rates for high coverage
  • Terms from 10 to 30 years
  • Convertible options available
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Client Experiences

Trusted by Families Nationwide

See what our clients say about working with The Hedged Group.

Harshil took the time to understand our complete financial picture before recommending any products. His IUL strategy has become a cornerstone of our retirement planning. Exceptional service.

JM
James Mitchell
Physician, California

As a business owner, I needed coverage that could adapt as my company grew. The fixed indexed annuity Harshil set up provides the security I need for my retirement while keeping my options open.

SR
Sarah Reynolds
Tech Entrepreneur, Texas

We were overwhelmed by insurance options until we found The Hedged Group. Harshil's clear explanations and genuine care for our family's wellbeing made all the difference. Highly recommend.

DP
David & Patricia Chen
Attorneys, New York

Ready to Protect Your Family's Future?

Schedule a complimentary consultation to discuss your unique needs and explore personalized insurance solutions.

Book Free Consultation

*Testimonials are illustrative representations. Insurance products are offered through licensed agents. Life insurance and annuity products contain fees, limitations, and exclusions. Please consult with your advisor and review all product materials before making any financial decisions. The Hedged Group and Harshil Chilukuri are not affiliated with or endorsed by any government agency.